The Payment Card Industry Data Security Standard (PCI DSS)—which was developed by the PCI Security Standards Council (PCI SSC) created by Visa, MasterCard, American Express, Discover, and JCB—is an extensive set of technical and operational standards that a company needs to follow to ensure that all companies that process, store, or transmit credit card information maintain a secure environment.
There are many stringent requirements, including but not limited to:
PCI DSS has six major objectives, 12 key requirements, 78 base requirements, and over 400 test procedures. Click here for more information.
When a business is PCI-compliant, it means that that the business reviews and follows the guidelines set forth by the credit card companies to help ensure your credit card information is protected and your personal information is secure.
"My insurance uses the United Healthcare PPO Network and I found your name on the United Healthcare network search."
"I have Azimuth insurance" or "I use Azimuth Network" or "I have Beacon America” or "I have Insubuy insurance."
Providers WILL NOT recognize this language, and your insurance may not be accepted.
Make sure to present your insurance ID card, and NOT other documents such as business card or certificate wording.
When you go to the providers within the PPO network, there will be network negotiated fees for eligible expenses.
You can also go out of the network, but there would be no network negotiated fees. Direct billing depends on the provider.
All your claims will be handled by Azimuth Risk Solutions, LLC in the USA. You never have to contact the carrier, Lloyd's, for any purpose whatsoever.
Search ProvidersClaims Process & FAQThere is no PPO network for prescription drugs. Therefore, you do not receive an Rx card with the BIN #, PCN #, RxGRP # etc. that pharmacies such as CVS, WalGreens, Rite Aid, Walmart, Costco etc. are looking for.
You will have to first pay out of your pocket, and then file for reimbursement of eligible expenses as an out-of-network benefit.
There is no PPO network outside the USA. You are free to visit any provider of your choice. While the insurance company is willing to accept direct billing from providers around the world, it would be up to the provider to do so.